Credit Analyst

Job Category: Accounting & Finance
Job Type: Full Time
Job Location: Lagos
Salary: 451000-500000

Company Overview:
Sigma Consulting Group is a distinguished recruitment firm providing end-to-end recruitment solutions and strategic business consulting services. With over a decade of expertise, we specialize in specialist executive search, volume recruitment, and RPO, catering to high-demand sectors such as healthcare, technology, oil and gas, and e-commerce across Africa.

About Our Client:
Our client, a microfinance institution, is dedicated to serving the underserved by offering a range of financial products tailored to empower small businesses and entrepreneurs. Since 2013, they have been contributing to economic development by providing access to capital and financial services to individuals and enterprises in Lagos, Nigeria.

Role Summary:
As a Credit Analyst, you will be responsible for assessing the creditworthiness of loan applicants and determining appropriate loan terms. You will analyze financial data, evaluate risk factors, and make recommendations to management for loan approval.


  • Evaluate loan applications and assess the creditworthiness of borrowers.
  • Analyze financial statements, credit reports, and other relevant information to determine loan eligibility.
  • Conduct risk assessments and identify potential credit risks.
  • Prepare detailed credit analysis reports and loan proposals.
  • Present findings and recommendations to management for loan approval.
  • Monitor loan portfolios and identify early warning signs of credit deterioration.
  • Ensure compliance with lending policies and regulatory requirements.
  • Provide support and guidance to loan officers and other staff members on credit-related matters.
  • Stay updated on industry trends, market conditions, and regulatory changes affecting microfinance operations.


  • Bachelor’s degree in Finance, Accounting, Economics, or a related field.
  • Proven experience in credit analysis, banking, or financial services.
  • Strong analytical and quantitative skills.
  • Knowledge of financial modeling and risk assessment techniques.
  • Excellent communication and interpersonal skills.
  • Ability to work independently and as part of a team.
  • Proficiency in Microsoft Office applications.
  • Knowledge of relevant regulatory requirements and best practices in microfinance.
  • Commitment to accuracy, attention to detail, and adherence to deadlines.


  • Competitive salary with performance-based incentives.
  • Comprehensive benefits package including health insurance and retirement savings plan.
  • Opportunities for professional development and career advancement.
  • Positive work environment with a focus on teamwork and collaboration.
  • Opportunity to make a meaningful impact by empowering entrepreneurs and small businesses.

How to Apply:
Interested candidates should send their CV and cover letter to with the subject line “Credit Analyst Application”.

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